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SHORT ANSWER: The penalty for driving without insurance is uniform across India as per the Motor Vehicles Act, 1988. DETAILS: - The penalty for driving without insurance is a fine of ₹2,000 for the first offense and ₹4,000 for subsequent offenses. - Additionally, the vehicle can be impounded until valid insurance is provided. PUNISHMENT / IMPLICATIONS (if applicable): - Possible imprisonment for up to 3 months in case of repeated offenses. SOURCE: - Motor Vehicles Act, 1988
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