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SHORT ANSWER: You can file a complaint against a bank for unauthorized transactions with the bank's grievance redressal mechanism or the Banking Ombudsman. DETAILS: - Approach the bank's customer service or grievance redressal department first. - If unresolved, escalate the issue to the Banking Ombudsman by filing a complaint online or through a written application. - Provide all necessary details such as transaction details, complaint reference number, and any correspondence with the bank. PUNISHMENT / IMPLICATIONS (if applicable): - Banks may face penalties for failing to resolve complaints as per the guidelines set by the Reserve Bank of India. SOURCE: - Reserve Bank of India (RBI) Guidelines on Banking Ombudsman Scheme.
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Disclaimer: This website provides general information on Indian government rules and laws for educational purposes only. It is not legal advice. Laws and rules may change. Always verify with official government notifications or consult a qualified professional.